The holiday season means entertaining guests, big meals, decorating and of course, gift buying.
Stores definitely play their part offering deals and discounts to attract everyone to their stores; all to get you to spend money you don’t intend to spend.
Despite the urge plan ahead and stick to a budget so you’re not still paying for this Christmas next Christmas. Here are a few tips to keep you on track:
1.) Leave the plastic at home
Resist the urge to use your credit card for purchases. It is more difficult to keep track of what you spent and that line of credit will only intensify your urge to buy, buy, buy. The worst part: the interest you will be paying on that purchase long after that present is unwrapped, used and pushed to the back of the closet.
2.) Budget